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4-Point Inspection

The insurance inspection Florida carriers ask for on older homes — roof, electrical, plumbing and HVAC, documented on the standard form.

4-Point Inspection

The Insurance Report Florida Carriers Require

Many Florida insurance companies require a 4-point inspection before they will write or renew a policy on a home that is 25 years or older. The report documents the age and condition of the four systems carriers care about most.

Shawn completes the inspection efficiently, photographs each system and delivers the report on the form your insurance agent expects — so your policy isn’t held up.

Certified Master Inspector®

Inspecting homes since 2009

What’s Included

The Four Systems We Document

Every inspection is performed personally by Shawn and documented with clear photos and plain-English notes.

Roof

Covering type, approximate age, remaining useful life and visible damage or leaks.

Electrical

Panel type and capacity, wiring type, and any hazards insurers flag.

Plumbing

Supply and drain materials, water heater age and location, and visible leaks.

HVAC

Heating and cooling equipment type, age and working condition.

Why It Matters

Why Homeowners Need a 4-Point

Without a current 4-point inspection, many carriers won’t bind coverage on older Florida homes. Getting it done right the first time keeps your purchase or renewal on track.

Secure Coverage

Provide your carrier the documentation needed to write or renew your policy.

Meet Your Deadlines

Quick scheduling around closing dates and renewal windows.

Bundle & Save Time

Pair it with wind mitigation in a single visit.

Questions? Call Shawn

(321) 355-8632 — Se Habla Español

How It Works

A Simple Process From Booking to Report

Straightforward scheduling, a thorough on-site inspection and a clear report you can act on.

01

Book Online or Call

Choose your inspection and a time that works. We confirm quickly and answer your questions.

02

On-Site Inspection

Shawn inspects the property thoroughly. You’re welcome to attend and ask questions.

03

Detailed Report

Receive a clear digital report with photos, findings and recommendations.

04

Move Forward

Negotiate repairs, secure insurance or close knowing exactly what you’re getting.

FAQ

4-Point Inspection FAQs

Have a question that isn’t covered here? Shawn is happy to talk through your property and timeline.

Most Florida insurers request one for homes around 25 years or older, and some ask for it on younger homes during underwriting.

No. A 4-point focuses only on the roof, electrical, plumbing and HVAC for insurance purposes. A full home inspection is far more comprehensive.

Many carriers accept reports for about a year, but requirements vary by company. Check with your insurance agent.

Yes. Most homeowners schedule both during the same visit.

More Services

Other Inspections We Offer

A top-to-bottom, 400-point evaluation of the roof, structure, electrical, plumbing, HVAC and more.

Roof-to-wall connections, deck attachment and opening protection that can lower premiums.

Air sampling and visual assessment to uncover hidden moisture and mold growth.

Make An Informed Home Decision

Know Your Home. Protect Your Investment.

Get the professional insight you need before buying, selling or insuring. Book your inspection with Central Florida’s Certified Master Inspector® today.